HSAs grant you tax advantages1 on funds set aside for medical expenses if you have a high-deductible insurance plan. Funds contributed to the account are not subject to income tax at the time of deposit, and accrue interest until you use them for qualified healthcare costs.
| Minimum to open | $100 |
| Monthly service charge | N/A |
| Balance needed to waive monthly service charge | N/A |
| Transaction limitations | Unlimited access within IRS guidelines |
| Monthly paper statement fee | $2 Waived with electronic statement enrollment |
| Monthly features | Competitive interest rates Funds remain with you if you change jobs or retire (after age 65, may use funds penalty-free for any purpose) Up to $12 domestic ATM surcharge refunds FREE notary services FREE incoming wires FREE debit card - FREE identity theft monitoring with enrollment - FREE card alerts with enrollment |
1. Consult a tax advisor for more information
Client Relationship Manager
Send
E-mail
805 730 7877
NMLSR: #1039591
Location: Santa Barbara
Vice President, Senior Client Services Officer
Send
E-mail
805 540 6243
NMLSR: #1097395
Location: San Luis Obispo
First Vice President, Regional Branch Manager
Send
E-mail
805 296 1771
NMLSR: #1038237
Location: Paso Robles
Certificates of Deposit are time-tested financial tools offering a win-win combination of safety and predictable returns. Whether you're saving for a big purchase or building your nest egg, CDs provi…
Maximize earnings on your higher savings balance with a competitive, tiered interest.
Start building your nest egg, saving for a particular goal, or just putting a little extra aside for a rainy day.
American Riviera Bank knows and cares about our customers.
